Lies You Should Never Tell Your Insurance Company

Sometimes it’s easier to tell a little white lie about something instead of the truth, such as getting out of an argument or avoiding a situation that you don’t want to be in. Sometimes, you’re embarrassed by your actions so you lie about them. Whatever the case may be, little white lies never hurt anyone. Or do they?

For instance, let’s say you’ve recently being in an auto accident. When submitting your claim to your insurance company, you may decide to avoid telling certain facts, like how fast you were going at the time of the accident. Instead, you lie and say that you were going the speed limit when in fact you were going 10 miles over. After all, how will the insurance company really know how fast you were actually going?

Here’s a fact that you may not know: Lying to the insurance company, even a small white lie or omitting a fact, is actually a form of insurance fraud. And yes, your insurance company will discover the truth. By telling a lie, instead of covering your actions you’re actually committing a crime, one that could result in not only a denied accident claim, but loss of insurance and possible legal trouble.

But how does your insurer know you’re lying? Chances are it’s heard it before. And remember, the insurance company will be looking at the police record, witness accounts, and sometimes hire an accident reconstruction specialist to figure out what really happened during your accident. So think twice before lying — telling the truth may get you less for your claim, but at least you’ll still have insurance.

If you get into an auto accident and need help with your claim or have been accused of insurance fraud, contact the Law Offices of Anthony Carbone today for a free consultation.