How Can You Prove Insurance Fraud?

Here’s a scenario for you: You’re driving to work one day and are stopped at a red light. When the light turns green, the car in front of you goes in reverse instead of forward and bumps your bumper. You and the other car pull over to the side of the road and contact the police. The police come and take your statements and suggest you call your insurance company even though there’s no damage or injury. You ignore this suggestion, which turns out to be a huge mistake. After a few months pass, you are served papers stating the other driver is suing you for pain and suffering over the accident, which had caused major damage to the other driver’s car and had racked up a huge medical bill. Clearly, this is a case of insurance fraud but how can you prove it?

Insurance fraud is hard to fight against, but it is possible to come out on top in a scenario like this. Your first action is to contact your insurance company straight away, something that you should have been done after the accident. Describe the accident to your insurance company representative and remember to tell her you’re sure neither you nor the other party were injured in the accident. It would help if you have evidence support your claim. For instance, a copy of the police report should state that no one was injured or medical assistance wasn’t called on the scene as well as give an accurate description of any damage your vehicles had. It will also help if you had photos of the accident. Another helpful tip is to make sure you have witness reports. An independent source can help tremendously with a case like this.

If worse comes to worse, you can always contact an experienced insurance fraud attorney such as Anthony Carbone. Contact the Law Offices of Anthony Carbone today for a free consultation.