The aftermath of an Uber accident can be debilitating and life-changing. Not only could you be injured, but you could also be forced to take time off work to recover, losing your income. Anthony Carbone is an experienced West New York Uber Accident Lawyer. If you have been injured in an Uber accident, contact him to learn more about your legal rights and options.
Uber’s $1 Million Insurance Policy
Some years ago, a 6-year old girl was killed in an Uber accident. The company initially denied liability for the accident but later announced a $1 million insurance policy for Uber drivers. The coverage only applies in some instances, such as when the Uber app is on, or a driver is carrying a passenger and works in the following ways:
- Unavailable driver – Uber does not cover a driver if their Uber app is off, they are unavailable to accept passengers, or are using the vehicle to run personal errands. Here, the driver’s policy covers any damages in the event of an accident.
- Available driver without a passenger – If the Uber app is on, and the driver is available to accept passengers, their policy is the primary coverage. Uber may provide additional coverage of $50,000 bodily injury per injury to a maximum of $100,000 per accident.
- Available driver with a passenger – The $1 million Uber policy covers a driver who is transporting a passenger.
- Uninsured/underinsured driver – When an insured driver causes an accident, Uber provides a $1 million UIM coverage.
Never interpret this policy as a guarantee that Uber will pay out your injury claim. The best way to ensure your rights are protected is to work with a West New York Uber Accident Lawyer.
Can You Sue Uber for Damages?
While New Jersey adopts a no-fault insurance policy on auto accidents, the system does not apply to rideshare accidents. This means that if your accident meets the criteria described above, you can file a suit against Uber for your losses. That is not to say, however, that you shouldn’t try to settle your claim out of court first. Most accident claims never go to trial.
If you are successful in a claim or lawsuit, you may receive compensation for the following:
- Medical expenses, including ambulance costs, diagnosis, hospital stays, treatment, and medication
- Aftercare, rehabilitation, physical therapy, medical devices
- Damage to personal property, including cellphone, laptop, or vehicle
- Lost income
- Lost earning ability
- Pain and suffering
- Emotional trauma
Overall, the value of your compensation and the number of losses it covers will depend on the impact of the accident on your life. Your attorney will work to ensure you are compensated for all your losses.
Talk to a West New York Uber Accident Lawyer Today
Attorney Anthony Carbone has been representing accident victims throughout New Jersey for over 30 years. He is familiar with the current legislation on rideshare accidents and how it affects liability. Additionally, he is always up to date with evolving strategies to handle Uber accident claims.
If you have been injured in an Uber accident through no fault of your own, it is never too early to speak to an experienced West New York Uber Accident Lawyer. Contact the Law Offices of Anthony Carbone today at 201-829-3829 to schedule a consultation.
