What Is a Personal Injury Car Accident Claim?

Posted November 19th, 2020 by .

Categories: Uncategorized.

Negligent drivers pose a great danger to other road users. This includes other drivers, cyclists, passengers, and pedestrians, who can suddenly face physical pain, medical bills, and lost earning ability. Luckily, car accident victims may seek reimbursement for their injury-related losses.

If you have been injured through another driver’s negligent acts, you might have a Personal Injury Car Accident claim. An experienced Bayonne Car Accident Attorney could inform you of your legal rights and obligations.

Below, we explore accident claims in New Jersey and how to protect your interests.

Personal Injury Vs. Property Damage

When a car accident happens, you could suffer a personal injury or property damage. A personal injury refers to any physical, emotional, or psychological harm that comes to you due to someone’s negligence. Property damage, on the other hand, is harmful to your vehicle or other possessions that were inside it during the accident.

If a car accident only results in property damage, you might not have a personal injury claim. This is because you did not sustain any bodily injuries. However, you can file a personal injury claim for an accident that resulted in injury and property damage.

 Personal Injury Compensation

In a personal injury case, a significant portion of your compensation covers losses related to your injury. If you required medical attention, you will receive reimbursement for:

  • Ambulance costs
  • Hospitalization
  • Hospital stays
  • Diagnostic tests
  • Treatment
  • Medication
  • Aftercare
  • Rehabilitation

If your injury prevents you from working, you will also receive damages to cover lost income, wages, and benefits. You might also receive a portion designed to pay from property repair or replacement.

It is important to note that personal injury compensation covers more than physical injuries. It also reimburses you for your pain and suffering, emotional trauma, loss of companionship, loss of joy, and mental anguish. 

Who Can File a Personal Injury Claim?

Car accidents often happen on the road, except for some that take place in parking lots. Due to the number and nature of road use, they can affect a wide range of road users. Some of the people who can file a personal injury car accident claim include:

  • Drivers – If a driver is injured in a car accident through no fault of their own, they can file a claim against the other driver. At-fault drivers can also pursue payment from their insurer.
  • Passengers – Innocent passengers present in the vehicle during the accident can also file a claim against the at-fault driver. Their driver’s insurance might also cover them.
  • Pedestrians – You can also get hit by a vehicle while crossing the road or sitting by the roadside. When this happens, you can file a claim against the driver.

Talk to a Bayonne Car Accident Attorney

Road users have a duty of care to behave in a way that keeps them and others from harm. However, some drivers act negligently and, in doing so, cause collisions. If you are a victim of such a driver, you may be eligible to seek compensation for your losses.

The Law Offices of Anthony Carbone has been handling Personal Injury Car Accident claims for over 30 years. We work tirelessly to protect the rights of our clients and help them recover their losses. If you have been injured, contact us today at 201-829-3805 to speak to a Bayonne Car Accident Attorney.

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