When The Insurance Company Sues You for Your Car Accident
Every day, millions of Americans take to the roads for various reasons. We love our cars. And when we get behind the wheel, the last thing we imagine would happen to us is getting into a car accident. Good thing you have that insurance, right? After going through all the right steps (reporting it to the police, exchanging information, receiving medical treatment, etc.), you believe that everything is fine, right? Well, that was before the other driver’s insurance company decides to sue you.
Can an insurance company sue you for a car accident? Absolutely. It’s called a subrogation claim which means the insurance company is trying to get reimbursement from you for the money that it paid out to its driver. This usually happens if you are found at fault for the car accident and you don’t have insurance or you are underinsured.
The ultimate goal is for the insurance company to get back the money it paid out but most times, it will settle for less. These companies are aware that the recipients of subrogation claims are generally those who don’t have the money to spend on litigation. That’s why it wants the matter done quickly and will settle for less than the claim is asking for.
If you receive a subrogation claim, you should hire an experienced car accident attorney to help you with your situation. We will handle the matter on your behalf. Contact the Law Offices of Anthony Carbone today for a free consultation.