Steps to Follow When Filing a Personal Injury Claim
When it comes to personal injury, there are numerous ways you could get hurt, most of which are due to the negligence of another party. It could be due to an accident, slip and fall, or any other incident that causes harm to your body. When this happens, you need to follow a specified route to make a successful compensation claim. Lastly, you need a good attorney to represent you throughout your case. Call a Bayonne Personal Injury attorney Anthony Carbone who has had over 30 years’ experience dealing with such cases, for the compensation you deserve. Below is a step by step guide when making a claim:
Determine if insurance will cover your policy
After an injury, you will first want to find out whether the responsible party has coverage or not. For example, if you have been involved in a car accident, you can check whether the driver has insurance. In a slip and fall case, the owner has to have liability coverage for a successful claim. If the injury is not severe or you got a health cover, it is advisable not to file a lawsuit if the other opponent doesn’t have an insurance cover. However, if you can prove beyond a reasonable doubt that the other party is liable, you should prepare to make your case.
Decide whether you’ll work with an attorney.
Even for the simplest of cases, anything could go wrong if you decide to go through on your own. Personal injury lawyers can give you a consultation session or work with you to increase your chances of having a successful lawsuit. The good thing is that you will only pay after winning a case. An attorney will advise you on whether or not you should file a lawsuit. You can still get compensated without using a lawsuit. You have an option to file a third-party claim where you describe the details and intention to sue.
Writing a personal injury demand letter.
A demand letter is used to inform the other party that you are seeking damage for an injury. It must be appropriately constructed to show damages for a quick and efficient settlement. However, if it is poorly constructed, it might be a disadvantage to you. In this letter, you notify the other party what you can accept to end the case. It includes:
- Heading: The letter heading explains the relationship between both parties. You should also include a name, address, and date. The policy number should be indicated and the claim number.
- Introductory: Here, you describe briefly what happened, including the time, location, date, and parties involved in an accident. It should be brief and short.
- The basis for damages: Include all details of the accident and attach any documentation that will support your argument. Everything here should be factual.
- The ask: After stating the facts and descriptions, you should include a demand for compensation for all damages.
Call to seek the assistance of a Bayonne Personal Injury attorney when going about your claim. The insurance company and defendant will do anything possible to avoid compensation, which you may find challenging to deal with. If you want aggressive representation from lawyers who have years of experience, call the Law Offices of Anthony Carbone at 201-762-8956 for a free consultation.