Will Insurance Pay for My Weather-Related Car Accident?
Finally snow comes to New Jersey! With a small coating of snow falling through the state yesterday and another storm heading our way for the weekend, it’s finally starting to feel like winter is here. At the same time, even though the most we barely got an inch here in North Jersey, it still caused havoc on the roadways. New reports state that the coating lead to some slick roadways, leading to a fender benders and some serious car accidents.
Although snow happens every winter, it seems like people forget how to drive in winter conditions. You either see people driving too fast or forget that the rules of the road still apply even in a snow storm. But let’s say you did drive a little too fast a snowy highway. Your car skidded and hit the guardrail. Will the insurance company still pay for your car accident?
As stated before, New Jersey is a no-fault state. This means if you get into a car accident with a driver, each person’s insurance is responsible for their own damages. So in the case above, yes, your insurance will cover the vehicle. But even if the weather was the cause of the accident, you may still be found by the insurance company at fault for the accident and you could see a rise in your rates. The reason why is some insurance companies expects you the be in complete control of your car at all times, no matter what the weather is like outside.
If you get into a car accident and are having trouble with your insurance company, then it may be time to get a lawyer involved. Contact the Law Offices of Anthony Carbone today for a free consultation.