What happens if you get into a car accident in a rental car?

Posted April 15th, 2015 by .

Categories: Auto Accidents.

car-accident-with-rental-carYou need a rental car for various reasons. Your car may be in the shop for a few days. Or you’re on a business trip and need transportation. Or you’re planning a road trip and don’t want to take your own vehicle. Whatever the case may be, getting into a car accident while driving a rental is just as serious a matter as driving your own car. But there may be more questions involved.

For instance, let’s say you’re on that business trip and had to rent a car.  You elect not to get the insurance coverage on the vehicle, believing that your PIP insurance will cover you. But you get into an accident while driving the car and are seriously hurt. How will your medical bills be paid?

Many might think their own insurance will cover them in a rental car. After all, isn’t that what PIP insurance is for? Well, before getting behind the wheel of that rental car, you may want to call and confirm that your insurance will cover you in the car. Don’t just assume you have coverage. In many instances, your coverage may only cover your vehicle. If your insurance does cover your rental car, also be aware of your limits. If you have an older car, your limits for injury or property damage may be much higher than if you have a newer vehicle. This could mean if you get into a serious accident, you may be paying more than intended.

If you do get into a car accident, either with a rental car or your personal vehicle, remember to contact the Law Offices of Anthony Carbone.  For more than 26 years, we’ve been helping auto accident victims get the compensation they deserve. Contact us today for a free consultation.

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